Tesco car insurance

[BillyStubbsTears]

I'm not normally a vindictive t**t but I'll make an exception for these bas**rds.

I've just had a renewal notice throughfrom Tesco. The price has gone up by more than 30% from last year.

So I've gone elsewhere and got my insurance for half what those robbing bas**rds were charging.

THEN, I've gone to cancel the renewal with Tesco. 2hours going round the houses on a website deliberately designed to mislead you. At the end of which I find you can't cancel on line. You have to phone them up. So that'll be half an hour waiting to get through tomorrow, followed by some poor f**ker in a call centre trying to keep their job by persuading me to do something that I would rather crush my knackers in a vice than do.

Don't touch them with a bargepole. Their approach to renewals is bordering on theft. I wonder how many people just give up and stick with them because it's so bloody difficult to find out how to cancel.

[jonnydog]

It’s not just Tesco’s, most (if not all!) do the same when it comes to renewals!! It’s all about the new customer, no reward or loyalty for existing any more.

Biggest joke was my home insurance. I’ve just moved home to a slightly bigger house in a nicer area that has NEVER FLOODED!! I still had 3 month left on my policy and asked to transfer it over to my new address, to which the lovely sounding lady on t’end of the phone kindly started to oblige. She then came back and stated they couldn’t insure because it’s in a flood risk area (b*llocks!!). She said they couldn’t do it but could put me through to a sister company that specialise in insuring higher risk homes. I said no and she cancelled the policy at no cost to me. I then went on to the comparison site, and f**k me sideways, the original company could NOT ONLY offer insurance, but also offer it at 20% less than I was paying for my old property.

The thing to take from this is that they are ALL robbing bas**rds, and you should show NO LOYALTY whatsoever and never renew, always compare and play one off against the rest.

[big fat yorkshire pudding]

Just moved house and similar on that. We just went new policy too.

[Donnywolf]

Another dopey thing (whoever you use) will be familiar to most people

Your Premium last year was (say) £200. You have no claims during the year and the next Year they say it will be £255. So you shop around and find you could get it for £190 - even cheaper than you paid last Year.

You try your existing supplier and they say "sorry cant match that - they are taking a loss on eveyone of those they sell" You say but surely you can match that. "NO they say - its to attract new Customers - but if you DO leave us just come back next year and we will sort you out no problem"

It annoys the hell out of me having to shop around for everytjing these days AND I am lucky that I have the time to do it but how the workers amongst us cope I dont know but the have my sympathy

[GazLaz]

They are all the same. It’s the biggest scam going.

[BillyStubbsTears]

I understand them doing loss-leaders and upping the price the next year.

What is unacceptable, and frankly, bordering on criminal, is making it so difficult to cancel the renewal. They must make a fortune from people who give up trying.

[GazLaz]

I always ring up and tell them I’ve had a quote for about the same as the previous year and they always match it. I’ve been paying a very similar price for about 5 years. My Mrs is on my insurance and she’s a lot younger than me, that’s what bumps mine up. There’s never any value in any insurance though is there, you can only do your money at it.

[andy didcott]

I don't drive so never had car insurance, as for home insurance, not had any of that for 11 years now, robbing bas**rds all of em.

[BillyStubbsTears]

In the interests of fairness, I should note that it took only 3 mins on the phone this morning to cancel my renewal. Doesn't alter the fact that it took me the thick end of an hour last night to find out HOW to cancel it.

[Boomstick]

I'm not normally a vindictive t**t but I'll make an exception for these bas**rds.

I've just had a renewal notice throughfrom Tesco. The price has gone up by more than 30% from last year.

So I've gone elsewhere and got my insurance for half what those robbing bas**rds were charging.

THEN, I've gone to cancel the renewal with Tesco. 2hours going round the houses on a website deliberately designed to mislead you. At the end of which I find you can't cancel on line. You have to phone them up. So that'll be half an hour waiting to get through tomorrow, followed by some poor f**ker in a call centre trying to keep their job by persuading me to do something that I would rather crush my knackers in a vice than do.

Don't touch them with a bargepole. Their approach to renewals is bordering on theft. I wonder how many people just give up and stick with them because it's so bloody difficult to find out how to cancel.

So your pissed off because you didn't realise you need to call to cancel?
Takes 10 mins lad

[silent majority]

I had a similar situation with One Call recently. I bought a new car and wanted to switch the insurance over to cover that, but they said they couldn't insure me because of the value of the new car.

They forced me to find a new insurer, which I duly did at a rate which was close to what I'd paid previously. I ring One Call back to cancel the policy but they now ask for more details, and miraculously can now insure me but at an extortionate rate, almost 4 times what I'd been charged before. I take umbrage, of course, and try to cancel my policy. They can do that but want a cancellation fee of £70. Sheer robbery!

It sounds easy, but it still took the best part of 3/4 days to sort out. One Call? They'll never see a penny of my money ever again.

[Donnywolf]

 One Call? They'll never see a penny of my money ever again.

One Call - let me hear you say Whey oh Whey oh !

[jonnydog]

In fairness, I don’t agree with the automatic renewal system now either! What with email and communication the way it is, we should just get 3 warnings that it’s going to end on said date, and to either make alternative insurance provisions OR ring now to renew your policy!!

I know that’d inconvenience them on losing out on renewals, but it’d be better for us!!

[tommy toes]

Mrs Toes told me the other day that this year's full cover home insurance had gone up to £323. She'd been renewing for years without questioning it. We've never made a claim.
I looked online and have just got a better deal for £112.
As others have said you need to switch everything every year. I've always done it with car and utilities.

[GazLaz]

Mrs Toes told me the other day that this year's full cover home insurance had gone up to £323. She'd been renewing for years without questioning it. We've never made a claim.
I looked online and have just got a better deal for £112.
As others have said you need to switch everything every year. I've always done it with car and utilities.

My home insurance is with More Than. I had a watch insured on there as an extra and earlier this year I called them to and asked them to take that off the insurance and add on my girlfriends engagement ring which is of similar value. They told me that the premium would double! I told them to cancel it and shopped around online. The cheapest I found was with... you’ve guessed it... More Than, at a very similar price to my initial policy with the watch on. Absolute piss take.

[Jenny]

Same with phone contracts - give you a shit price to renew on line, spend ages on live chat with them... spoke to the upgrade team, told them what they were offering wasn’t good enough (it was better than their advertised renewal prices through my online account) so they put me through to a retention team who then offered me a lower price.... so that was 3 prices, for the same contract, why can’t they just offer you their best deal upfront? Why do I have to waste 90 minutes of my life to haggle a better deal? In the end they offered it me 56p cheaper than this year so I told them to stuff it and I’ll switch my two lines elsewhere.

[Donnywolf]

Good for you - I just wish we could get at them all "collectively" making their modus operandi unworkable !

Same with the Banks who screwed around with everything - caused the Credit Crunch / Banking crisis and missed their massive bonuses for a week (maybe less)

Then as the interest rates fell the Savings rates (if you're lucky to have some) plumetted the instant the Bank Rate did but heigh ho when they go UP - of course it takes ages for the measly rates to rise - and sometimes they dont

So you end up moving the same money from a to b to c and back to a JUST to get 1.2 %. I admit I am licky to have money to move about but at my time of life I should have BUT I should not have to prat about when the Lobster eaters remain untouched by life

[roversdude]

It’s not just Tesco’s, most (if not all!) do the same when it comes to renewals!! It’s all about the new customer, no reward or loyalty for existing any more.

Biggest joke was my home insurance. I’ve just moved home to a slightly bigger house in a nicer area that has NEVER FLOODED!! I still had 3 month left on my policy and asked to transfer it over to my new address, to which the lovely sounding lady on t’end of the phone kindly started to oblige. She then came back and stated they couldn’t insure because it’s in a flood risk area (b*llocks!!). She said they couldn’t do it but could put me through to a sister company that specialise in insuring higher risk homes. I said no and she cancelled the policy at no cost to me. I then went on to the comparison site, and f**k me sideways, the original company could NOT ONLY offer insurance, but also offer it at 20% less than I was paying for my old property.

The thing to take from this is that they are ALL robbing bas**rds, and you should show NO LOYALTY whatsoever and never renew, always compare and play one off against the rest.

Had similar Jonny when I moved to Sprotbrough. Insurance company told me I lived within ??m (can’t quite remember) of a water course. Bearing in mind that I live about same level as the A1 bridge over the Don if it floods and affects me we are all well and truly shafted

[silent majority]

It’s not just Tesco’s, most (if not all!) do the same when it comes to renewals!! It’s all about the new customer, no reward or loyalty for existing any more.

Biggest joke was my home insurance. I’ve just moved home to a slightly bigger house in a nicer area that has NEVER FLOODED!! I still had 3 month left on my policy and asked to transfer it over to my new address, to which the lovely sounding lady on t’end of the phone kindly started to oblige. She then came back and stated they couldn’t insure because it’s in a flood risk area (b*llocks!!). She said they couldn’t do it but could put me through to a sister company that specialise in insuring higher risk homes. I said no and she cancelled the policy at no cost to me. I then went on to the comparison site, and f**k me sideways, the original company could NOT ONLY offer insurance, but also offer it at 20% less than I was paying for my old property.

The thing to take from this is that they are ALL robbing bas**rds, and you should show NO LOYALTY whatsoever and never renew, always compare and play one off against the rest.

Had similar Jonny when I moved to Sprotbrough. Insurance company told me I lived within ??m (can’t quite remember) of a water course. Bearing in mind that I live about same level as the A1 bridge over the Don if it floods and affects me we are all well and truly shafted

The insurance companies can trot out whatever they like, unfortunately for them the designation of flood plains, and inherent risks, is designated by the Environment Agency. If it's not designated as such, and there are several criteria which need to be established, then the insurance companies don't have a leg to stand on.

[Donnywolf]

True but they will try it on - they will simply try it and hope people are taken in - like the miss sellers of PPI and Packaged Bank Accounts and other things in the past and in the future

Probably your Reply #10 is something they all try on - but you saw through it

[silent majority]

True but they will try it on - they will simply try it and hope people are taken in - like the miss sellers of PPI and Packaged Bank Accounts and other things in the past and in the future

Probably your Reply #10 is something they all try on - but you saw through it

I think a half decent insurance company wouldn't though Wolfy. At the time I changed my car my wife changed hers, (I gave her the car I'd been driving for the last 2 years) and her insurance company wouldn't insure her either for exactly the same reason. But they admitted it wasn't her fault and allowed her to cancel without any excess fee. A complete contrast to One Call.

[roversdude]

It’s not just Tesco’s, most (if not all!) do the same when it comes to renewals!! It’s all about the new customer, no reward or loyalty for existing any more.

Biggest joke was my home insurance. I’ve just moved home to a slightly bigger house in a nicer area that has NEVER FLOODED!! I still had 3 month left on my policy and asked to transfer it over to my new address, to which the lovely sounding lady on t’end of the phone kindly started to oblige. She then came back and stated they couldn’t insure because it’s in a flood risk area (b*llocks!!). She said they couldn’t do it but could put me through to a sister company that specialise in insuring higher risk homes. I said no and she cancelled the policy at no cost to me. I then went on to the comparison site, and f**k me sideways, the original company could NOT ONLY offer insurance, but also offer it at 20% less than I was paying for my old property.

The thing to take from this is that they are ALL robbing bas**rds, and you should show NO LOYALTY whatsoever and never renew, always compare and play one off against the rest.

Had similar Jonny when I moved to Sprotbrough. Insurance company told me I lived within ??m (can’t quite remember) of a water course. Bearing in mind that I live about same level as the A1 bridge over the Don if it floods and affects me we are all well and truly shafted

The insurance companies can trot out whatever they like, unfortunately for them the designation of flood plains, and inherent risks, is designated by the Environment Agency. If it's not designated as such, and there are several criteria which need to be established, then the insurance companies don't have a leg to stand on.

Appreciate that SM but the fact is it is not a designated flood area just merely within 300m of a water course albeit at a completely different elevation